Cookies are small text files stored on your device when you visit our finance tools platform. Think of them as digital notes that help our website remember your preferences and improve your experience with budgeting calculators, investment trackers, and financial planning tools.

At aricelivora.com, we also use similar technologies like web beacons, pixel tags, and local storage. These work together to understand how our users interact with features like mortgage calculators, expense tracking, and portfolio analysis tools. We're transparent about this because your financial privacy matters.

Some cookies are absolutely necessary for aricelivora.com to function safely and securely. These handle critical operations like maintaining your login session, processing calculator inputs, and protecting your financial data.

We minimize essential cookies to only what's absolutely necessary for providing reliable financial planning tools. These cookies don't track your browsing behavior outside our platform.

When you allow optional tracking, we can provide more personalized financial guidance. For instance, if you frequently use our retirement calculator, we might suggest related superannuation planning tools or show tips about long-term investment strategies.

Analytics help us understand that users find our debt payoff calculator particularly valuable, so we've improved it based on real usage patterns. We also discovered that mobile users prefer simplified budget entry forms, leading to better responsive design.

Marketing cookies don't share your personal financial information. Instead, they help us recommend educational content about topics you're actively exploring, like home buying guides if you've used mortgage calculators, or investment basics if you've explored portfolio tracking features.

Beyond our preference controls, you can manage cookies directly through your browser settings. This gives you granular control over tracking across all websites, though it might affect functionality of some financial calculators.

Remember that disabling all cookies may prevent some financial tools from saving your progress or remembering your preferences between visits. Essential cookies will remain active to ensure basic functionality.